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How Do You Live Rich for Less?

Listen, we’re all looking for ways to save money, but of course we don’t want to compromise a thing, especially when it comes to fashion and beauty. For example, I love to dine out, but of course I a) have to stretch my dollar, and b) don’t want to eat a trillion calories in one sitting. So I generally split up my meal in two before I even start eating so I can get two meals for the price of one–especially at a restaurant I love, love, love. I was reading Glamour recently–probably at the electrologist’s office, an “extravagance” I refuse to give up–and this is what got me thinking. I found some good ideas in here, but I was wondering if y’all had some cool tricks to share. I can’t wait to read all about it! (Thanks, Wikipedia, for the image.)

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11 comments on “How Do You Live Rich for Less?

  1. I don’t know how “cool” this “trick” is, but I started paying some of my bills with a credit card that earns points for every dollar I spend. With those points, you can buy stuff or trade them in for cash, which is what I did. I just got my first check in the mail: $120.
    P.S. Two things I refuse to give up: 1) getting my hair did; 2) going to the movies.

  2. My splurge that never changes is Magazine Subscriptions! (I honestly do not know how many I get, my friends say I should make a spreadsheet. I just look at it as a fun surprise each week/month to see what I get!)

    I know I am going to buy them anyway so the 4 dollar issue of Glamour I could get every month is easily rationalized by the 12 dollar yearly subscription.

    And by the way, I pass all magazines on to a friend so she does not have to spend money on her own! Yeah me!

    I also will alwasy splurge on my perfume. Signature scent right now? Bobbi Brown “beach”, delish.

    That and eye cream.

    @Rhonda, right with you on the hair and movies.

    I always supplement my income with house-sitting for a couple of different people.

  3. I’m a girl who has champagne tastes on a soda pop budget. Thanks for the post – I love a good money-saving tip!

    Here are a couple of mine:
    1) Because I am not at all picky about brands, I NEVER buy moisturizer, face/eye cream, etc. If you go to any Dept. store cosmetics counter, they will give you handfuls of expensive samples upon request.
    2) I love consignment stores like Clotheshorse Anonymous or Clothes Circuit. They are wonderful places to get gently-used designer or upscale clothing at a fraction of the price. They also carry handbags, shoes and jewelry. Not only do I buy clothes there, I also resale things I’ve grown tired of.
    3) Who buys their snacks at the movie theater concession stand? Stop at the 7-11 on your way to the theater, stick a soda and candy bar in your purse and save yourself $12!
    4) How many of you have old CD’s, books and DVD’s cluttering up your house or car? SELL THEM on Amazon.com and make 50% of your money back.
    5) Never pay retail! There are many websites that will give you coupon codes for discounts at all your favorite stores.

  4. I borrow jewelry from my friends. Those “statement pieces” that you’ll only wear a few times a year can make the rounds, making everyone happy and their wallets happier.

  5. I’m still working on it, but I have made a couple changes. One, I’ve learned how to do my nails and toes at home instead of in a salon. I soak, push back my cuticles, moisturize, the whole nine yards. I don’t paint as well as a professional, but I do a decent job, and it saves me $60 every couple of weeks. Secondly, I decided to only allow myself one lunch out during the work week. I noticed at one point I was spending almost $100 per week eating out. Now, I’m saving money and eating healthier.

  6. I love sharing clothes with my girlfriends that wear the same size as me. And as Katie said above, the trendy clothes or statement peices that you may only wear once or twice a year…spread them around and others will do the same for you.

    I love sharing meals when I go out, cut the cals and dollars.

    I resell/donate clothes to Buffalo exchange…whatever they don’t buy from you they donate to the Genesis Women’s Shelter.

    I also “live rich” by taking the time to appreciate the little things that don’t cost an arm and a leg. Most of the time, living rich can be cheap if you just adjust your mind!!

  7. Find a Sugar Daddy — just kidding! (Even they do not exist anymore!) I have also tried to cut back on the mani/pedi’s, and when I do go I resist the urge to pop for an extra 15 minute shoulder massage. I’m turning down the heat thermostat at home, turning off lights, trying to combine driving trips to save fuel. And the biggest sacrifice of all: I have not set foot in Neimans since prior to the holidays. (And I bought only one thing in NYC.)Oh I’m also using up all my freebie cosmetics to both purge drawers and save money.

  8. Shop vintage stores and eBay for great fashion finds for less. Instead of buying new trendy pieces all of the time, splurge on staple items that can be rotated in your wardrobe and use accessories to change up your look.

  9. Two words: Buffalo Exchange. I’ve found clothes from Arden B., BCBG, Citizens of Humanity, Seven for all Mankind, etc. for a huge fraction of what you’d pay at Northpark.

  10. I’m with Kristne and Stephanie – resale. Just as in homefurnishings (like Vinya and Again and Again), you can find great deals “gently worn.” Clotheshorse Anonymous usually has couture that is a year old.

  11. I don’t normally comment on blogs but your post was a real call to action. Thank you for a great read, I will be sure to bookmark your site and check in now and again. Cheers, Amy xXx.